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SOCSO & EIS Calculator (Malaysia)

SOCSO (PERKESO) and EIS are Malaysia's two social insurance deductions, and they are much smaller than EPF — together they take roughly 0.7% of your wage. SOCSO Category 1, which covers employees under 60, costs about 0.5% from the employee and 1.75% from the employer. EIS, the Employment Insurance System, adds 0.2% from each side. Both are calculated on wages capped at RM6,000 a month, a ceiling raised from RM5,000 in October 2024, so anyone earning above RM6,000 contributes the same fixed amount as someone earning exactly RM6,000. This calculator shows all four figures — SOCSO and EIS, employee and employer — plus the combined monthly amount that actually comes out of your pay. The official PERKESO schedule is a wage-band table rather than a percentage, so the values here land within a few sen of the published amounts.

How this is calculated

Contributory wage = the lower of your monthly wage and RM6,000. SOCSO employee = contributory wage × 0.5%; SOCSO employer = contributory wage × 1.75%. EIS = contributory wage × 0.2% on each side.

Worked example on RM5,000, which is below the ceiling: SOCSO employee 5,000 × 0.005 = RM25.00; SOCSO employer 5,000 × 0.0175 = RM87.50; EIS RM10.00 each side. Your side of the payslip is RM35.00 a month.

Above the ceiling the figures stop moving. At RM6,000 and at RM20,000 the employee pays the same RM30.00 SOCSO and RM12.00 EIS, because both are computed on RM6,000 either way. PERKESO publishes an exact contribution table in wage bands rather than a formula; the percentages above reproduce it closely but not to the sen.

What SOCSO actually pays for

SOCSO runs two schemes. The Employment Injury Scheme covers accidents at work, accidents commuting to and from work, and occupational disease — it pays medical costs, temporary and permanent disablement benefits, and dependants' benefit on death. The Invalidity Scheme covers non-work-related invalidity or death before age 60, and pays a pension where the contribution conditions are met.

EIS is separate and newer. It pays a job search allowance to workers who lose employment involuntarily — retrenchment, employer closure, constructive dismissal — for a limited period, along with early re-employment and training allowances. It does not cover voluntary resignation, retirement, or dismissal for misconduct.

Category 1 and Category 2 — which applies to you

Category 1 covers employees under 60 and includes both the Employment Injury and Invalidity Schemes, which is why both employee and employer contribute. This calculator uses Category 1.

Category 2 applies to employees aged 60 and above, and to those who first registered after 55. It covers Employment Injury only, the employee pays nothing, and the employer contributes at a lower rate. If you are over 60, your employee SOCSO line should read zero — if it does not, ask your payroll department.

Why the RM6,000 ceiling matters

The ceiling caps the contribution and it also caps the benefit. SOCSO benefits are calculated from your assumed monthly wage, which is itself capped, so a worker earning RM15,000 who is permanently disabled receives benefits computed on RM6,000 — not on what they actually earned.

That is the practical argument for treating SOCSO as a floor rather than as cover. For higher earners the gap between the capped benefit and actual income is what private disability or income-protection insurance is for.

How to use the socso & eis calculator (malaysia)

  1. Enter your monthly wage. Enter gross monthly wages. Anything above RM6,000 is treated as RM6,000 — the contribution stops rising there.
  2. Read your side and your employer's. The employee rows are deducted from your pay. The employer rows are paid on top and never appear as a deduction on your payslip.
  3. Check against your payslip. Your payslip may show SOCSO and EIS as one combined line. Add the two employee rows here to compare against it.

Rates and thresholds from PERKESO (SOCSO). Last updated: 2026-08-01

Frequently asked questions

What does SOCSO cover?

The Employment Injury Scheme (workplace accidents and occupational disease) and the Invalidity Scheme (non-work-related disability or death before 60). EIS covers retrenchment benefits and job-search allowances.

Is there a salary cap for SOCSO?

Yes — contributions are computed on wages up to RM6,000 per month (ceiling raised from RM5,000 in October 2024). Higher salaries contribute at the ceiling amount.

What is the difference between SOCSO and EIS?

SOCSO insures you against injury, occupational disease and invalidity — things that stop you working. EIS insures you against losing the job itself, paying a job search allowance after involuntary termination. They are administered by the same body, PERKESO, and appear on the same payslip, but they are separate schemes with separate contribution rates.

Do I still contribute to SOCSO after 60?

No. From age 60 you move to Category 2, which covers the Employment Injury Scheme only. The employee contributes nothing and the employer pays a reduced rate. EIS contributions also stop at 60.

Can I claim EIS if I resign?

No. EIS covers loss of employment that is not your choice — retrenchment, company closure, mutual separation schemes and constructive dismissal. Voluntary resignation, retirement, contract expiry and dismissal for misconduct are all excluded.

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