How this is calculated
The Navy method uses logarithmic regressions. For men, body fat % = 495 ÷ (1.0324 − 0.19077 × log₁₀(waist − neck) + 0.15456 × log₁₀(height)) − 450. For women the equation adds hip circumference: 495 ÷ (1.29579 − 0.35004 × log₁₀(waist + hip − neck) + 0.22100 × log₁₀(height)) − 450. All measurements are in centimetres.
Worked example for a man at 180 cm with a 85 cm waist and 38 cm neck: waist minus neck is 47 cm, and the equation returns roughly 18% body fat.
The women's formula includes hips because fat distribution differs, and a waist measurement alone would systematically misestimate. This is why the two equations are not interchangeable.
How to measure so the number means something
Waist: for men, at the navel; for women, at the narrowest point of the torso. Keep the tape horizontal and snug without compressing the skin, and measure at the end of a normal exhale rather than holding your breath in.
Neck: just below the larynx, with the tape sloping slightly downward at the front. Hips, for women: at the widest point of the buttocks.
Consistency matters more than absolute precision. Measuring at the same time of day, in the same conditions, using the same landmarks, makes the trend across weeks reliable even if any single reading is a little off.
What body fat percentage is healthy?
Commonly cited ranges for men are 6% to 13% for athletes, 14% to 17% for fit, 18% to 24% acceptable, and 25% and above obese. For women the equivalent ranges run roughly ten points higher — 14% to 20% for athletes, 21% to 24% fit, 25% to 31% acceptable, and 32% and above obese.
Women carry more essential fat than men for physiological reasons, which is why the ranges differ rather than one scale applying to everyone. Very low body fat is not a health goal in either sex; below the athletic range it carries real costs to hormonal function, immunity and bone density.
How to use the body fat calculator
- Select your sex. The formulas differ, and the women's version requires a hip measurement as well.
- Measure height, neck and waist in centimetres. Use a flexible tape, snug but not compressing. Measure at the end of a normal exhale.
- Track the trend, not the reading. A single measurement carries a few points of uncertainty. Repeat under the same conditions every couple of weeks and watch the direction.